Regular monitoring of user behavior can help determine when an email should be removed to maintain a clean list. According to Patel, few consumers should notice any impact during the shift from Libor to SOFR. The change will mostly impact financial institutions, though if you look at loan interest rates you may find a notation that they’re now calculated based on SOFR, rather than Libor. Eventually, the British regulator that compiled LIBOR rates said it would no longer require banks […]